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CECU Auto Rates, Mortgage Rates, and More

Today's CECU
Loan Rates.

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Autos, Boats, and RVs

Loan Term

Rate (APR**)

up to 36 months
5.15%
37 to 48 months
5.15%
49 to 60 months
5.30%
61 to 72 months
5.30%
73 to 84 months (New auto only)
6.05%

**APR = Annual Percentage Rate. The specific rate and term will depend on your credit rating, collateral value, amount financed, and other factors. Rates and terms are subject to change without prior notice; other restrictions may apply.

1st Mortgages

Please give us a call for current 1st Mortgage rates.

(865) 824-7200

Home Equity (Fixed Rate - No Closing Cost)

Loan Term

Rate (APR**)

Up to 60 Months
5.35%
61 to 84 Months
5.60%
85-120 Months
5.85%
120-180 Months
6.10%

**APR = Annual Percentage Rate. The specific rate and term will depend on your credit rating, collateral value, amount financed, and other factors. Rates and terms are subject to change without prior notice; other restrictions may apply.

Home Equity Line of Credit

Line of Credit- Variable Rate (APR**)
6.75%
**APR = Annual Percentage Rate. All applications subject to underwriting guidelines and approval. Rates based on creditworthiness. APR is variable. Maximum 18.000% APR. Some restrictions apply. APR is based on the value of an index, which is Prime Rate published in the Wall Street Journal.

Visa

VISA (APR**)
9.50%-13.50%

**APR = Annual Percentage Rate. Rates are fixed. Rates are based on creditworthiness andmay increase or decrease at any time.

Signature Loans

Loan Term

Rate (APR**)

Up to 12 Months
7.00%
13 to 36 Months
9.00%
37 to 60 Months
10.50%

**APR = Annual Percentage Rate. The specific rate and term will depend on your credit rating, collateral value, amount financed, and other factors. Rates and terms are subject to change without prior notice; other restrictions may apply.

Line of Credit

Unsecured- Variable Rate (APR**)
12.75%

**APR = Annual Percentage Rate. Some restrictions may apply. Published rate is the lowest rate. Your rate may vary, based on creditworthiness, amount financed, and loan terms. The APR may increase or decrease during the term of the loan based on changes in an interest rate index. The index is the Wall Street Journal prime rate plus a spread determined internally by the Credit Union.