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CECU Rates for IRAs, Certificates, and more

Today's CECU
Deposit Rates.

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Savings

Rate

APY*

Regular Shares
0.15%
0.15%
*APY=Annual Percentage Yield. All rates subject to change. Terms and conditions apply. Federally insured by NCUA.

Checking

Rate

APY*

Checking account

0.05%
0.05%

*APY=Annual Percentage Yield. All rates subject to change. Terms and conditions apply. Federally insured by NCUA.
NO Monthly Service Fees | NO Minimum Balance | FREE VISA CheckCard

Money Market Accounts

Rate

APY*

Up to 25,000.00
0.55%
0.55%
25,000.00 - 49,999.99
0.60%
0.60%
50,000.00 - 74,999.99
0.65%
0.65%
75,000.00 - 99,999.99
0.70%
0.70%
100,000 and above
0.80%
0.80%
*APY=Annual Percentage Yield. All rates subject to change. Terms and conditions apply. Federally insured by NCUA.

Club Accounts

Rate

APY*

Christmas Club*

0.10%
0.10%

Vacation Club**

0.10%
0.10%

*APY=Annual Percentage Yield. All rates subject to change. Terms and conditions apply. Federally insured by NCUA.
*Paid Annually on 9/30 | $5000 Cap | Lump Sum Deposit not Permitted
**Paid Annually on 3/31 | $5000 Cap | Lump Sum Deposit not Permitted

IRAs

Rate

APY*

Traditional, Roth, Education
0.50%
0.50%
*APY=Annual Percentage Yield. All rates subject to change. Terms and conditions apply. Federally insured by NCUA.

Certificates

Rate

APY*

6 Months
3.50%
3.56%
12 Months
3.75%
3.82%
18 Months
3.55%
3.60%
24 Months
3.25%
3.30%

*APY=Annual Percentage Yield. All rates subject to change. Terms and conditions apply. Federally insured by NCUA.
Member Rewards: If you have CECU checking and direct deposit and over $25,000 on deposit with us, we will increase the rate on your new certificate by .10% or if you have over $50,000 on deposit, we will increase the new certificate rate by .20%.
$2,500 minimum balance. Early withdrawal penalties may apply