Become A Member 

How to Join

Individual Membership

If you are eligible to join City Employees Credit Union, an account can be opened for you. Simply stop by one of our offices to complete an application and signature card with your initial deposit of $5.00 plus a $5.00 application fee. To determine if you are eligible for membership in CECU, please review the following description of our field of membership:

  • You are employed by one of our Employee Groups
  • You are a family member of a person employed by one of our Employee Groups
  • You live, work, worship, or attend school within any of the following counties: Knox, Union, Blount, Anderson, and Loudon.


You and the members of your family may enjoy all the benefits of CECU membership for life. When you open your account is the ideal time to open accounts for your eligible family members.

Eligible family members include your spouse, children, parents, siblings, grandparents, and grandchildren (natural, adopted, foster or step). Once your family members have joined, their family members also become eligible. Family members can retain their CECU membership even in the event your account is closed.

Family members are entitled to full membership privileges.

Employee Groups

Below is a list of our Employees Groups that you or your family member must be employed at in order to join:

City of Knoxville
Knoxville Utilities Board
Knoxville Area Transit
Zoo Knoxville
Civic Coliseum
Knoxville Airport Authority
Union County Employees
Holston Hills Country Club
Knoxville Tourist Association
Sullivans Fine Foods
Hodge Engineering
United Rentals
SAIA Motor Freight
Nucycle Technology
Applied Computer Technology
Southern Impact Research Center
Lambert’s Medical
Custom Foods
Proforms, Inc.
Dollar General
Ijams Nature Center

Business Membership

The credit union gladly accepts applications from area businesses that would like to offer the benefit of a credit union to their employees. Send us an email at We will contact you about how easy it is to provide the benefit of membership in City Employees Credit Union to your staff.

We add new business groups to our field of membership on an ongoing basis. The process is simple and once completed all employees of a new business group are eligible to join. This makes a nice benefit for a business to offer its employees at no cost to the business. Simply moving a checking account to our credit union from an area bank can save an employee over $100 per year. Not to mention the amounts that can be saved by moving their loans to our credit union. In addition, to the employees of the business, family members of the employees may also join. Call us at (865) 824-7200. You may also e-mail any questions to



To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you request to open an account, we will ask for your full name including middle name, your physical address, date of birth, social security number or tax identification number, or other information that will allow us to identify you. We will require a photo identification issued by a government agency, which would typically be your driver’s license or Tennessee-issued identification card. To verify your social security number we need either your social security card or your W-2 and a check stub that shows your number.

CECU will also obtain a credit report prior to opening an account for you. Based on your credit rating, CECU may not offer you all of our services and products or may deny your account request. If you do not wish for CECU to obtain a credit rating, we will not be able to open an account for you.